Collision insurance in Colorado ensures that your car is repaired or replaced if it becomes damaged during an accident with another vehicle or object. If you finance or lease a car, collision insurance is required, but you might also consider it if you have a paid-for car. At Phil Long Collision Center, we take a closer look at why you might consider collision insurance.
Collision insurance is going to pay for the repairs or replace your vehicle if it receives damaged because of these situations:
Collision insurance premiums are added to your insurance cost. The amount you pay depends on several factors, including:
Additionally, the insurance company premiums are based on what deductible you choose. The higher the deductible is, the less you will pay for insurance. However, this is the amount you will pay out of pocket if an incident occurs.
Collision insurance in Colorado will not cover these expenses:
If you owe any money on your vehicle, or if you have a lease, you will probably be required to have collision insurance. However, if your car is paid off, you might still want to get collision insurance. Think about how much it would cost to replace your vehicle if it were totaled. If you can afford to put out this amount of money, then you don't need collision insurance. However, most people would struggle to replace the vehicle after an accident. Purchasing collision insurance in Colorado provides more financial peace of mind.
Collision insurance will cover any damage that happens during a collision with a vehicle or object. On the other hand, comprehensive insurance is meant for damage that is caused by other events that aren't collision-related. These incidents would include hail, vandalism, theft, or fire.
Phil Long Collision Center is the leader in car repairs in Colorado. We have earned our reputation by providing clients with fast, dependable maintenance on all makes and models. If you have recently been involved in a collision, you want to trust the experts to restore your vehicle's factory-like condition. Our team is ready to help and will even assist with the insurance claims. Talk to us today about your car repair needs in Colorado and see what a difference the professionals can make.
Phil Long Collision Center
At Phil Long Collision Center in Colorado Springs, we care about our reputation. That’s why we always give the best service we can to all our customers.
That’s also why we invite you to leave a review of your experience at our center and let the world know what you thought about it. Please visit one of our review sites below to leave a review for our collision center!